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     Gift of up to $99!*

Buy Now & Pay Over Time With PayPal Credit

Pay now or pay in installments with PayPal Credit. Just use PayPal Credit at checkout with PayPal.

Take interest-free payments if paid back in full within 6 months; the approval process is easy with no annual fees. Longer than 6-month payment options with interest are available as well.


PayPal Credit Is For US & UK & Germany
Apply for PayPal Credit Here! (Subject to credit approval.)


About PayPal Credit

PayPal Credit is a reusable line of credit that can be purchased at millions of stores that accept PayPal. Plus, it has the same security and flexibility as you trust PayPal. If your application is approved, PayPal will provide you with a minimum credit limit of at least $250.


PayPal Credit Installment Terms


Purchases of $99+:
No Interest if paid in full within 6 months on purchases of $99 or more.


1、Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.


2、No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.


3、Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.


4、A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6-month period.


5、For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 3/1/2022 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). The minimum interest charge is $2.00.


6、Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.